Kristen Rea, CPA
Professional Background
Kristen is a Shareholder at Fortner Bayens, PC, where she provides audit, accounting, and consulting services almost exclusively to financial institutions. She began her career as an accounting intern with Fortner Bayens, and swiftly advanced through various roles to eventually become a Shareholder. With over a decade of experience in the industry, she is responsible for planning and directing a wide range of audit and advisory engagements, ensuring every project is designed to meet the distinct goals of our clients. Kristen brings extensive expertise in financial institution internal audit, providing a thorough understanding of industry-specific accounting requirements and best practices to help institutions strengthen controls and improve operational efficiency. She is also dedicated to cultivating talent within the firm and plays a key role in training and mentoring staff members, fostering a culture of excellence and continuous improvement.
Areas of Experience and Expertise
- Financial Reporting for Financial Institutions - including financial statement audits, integrated financial statement and internal control audits, and directors’ examinations
- Internal Controls for Financial Institutions - including internal audits, FDICIA internal control readiness and testing engagements
- Income Tax Preparation for Financial Institutions - including C corporations and S corporation
- Interest Rate Risk and Liquidity Reviews
Certifications & Affiliations
- Certified Public Accountant, Colorado
- American Institute of Certified Public Accountants
- Colorado Society of Certified Public Accountants
Education
- Master of Science in Accounting, Western Governors University
- Bachelor of Science in Business Administration, Concentration in Accounting, Colorado State University

Connect with Kristen
Email: reak@fbl.cpa
Phone: 303.382.5239
