Audit Services

Our firm's experts will ensure your Bank’s financial audit and directors’ exam are accurate and prompt. You are connected directly with a shareholder, who is responsible for working with your Bank year after year.

We don’t believe in adding unnecessary separation between your tax and audit operations—all work is performed by the same shareholder to give you the most cost-effective audit service:

On-site planning
On-site risk assessment
Regular review and recommendations
Written reports—on your timeline

What about internal audit?

You can customize which risk identification and internal audit services are required to best meet your Bank’s specific needs.

Complete Internal Audit services, including all operational areas
Risk Assessments
Interest Rate Risk Model Reviews
Liquidity Stress Testing and Liquidity Management Reviews
Internal Control Reviews
Quality Assurance Reviews of Internal Audit Departments

How about mergers and acquisitions?

We strive to ensure you’re making the right M&A decisions for your Bank. With our considerable banking expertise, we evaluate your deal from every perspective:Analysis of merger transactions including cash, stock or a combination of both

Analysis of merger transactions including cash, stock or a combination of both
Income tax analysis
Review of vendor contracts and compensation plans
Assistance with regulatory application
Due diligence reviews
Assistance with transactions structure
Assistance with purchase accounting entries
Analysis of post-merger effects
Analysis of S-Corporation versus C-Corporation structure

Compliance Management Services Review

Your engagement partner will provide customized Compliance Management System (CMS) Reviews to ensure your Bank meets regulatory standards.

Review of Board and Management oversight
Review of policies and procedures including operational manuals
Review of internal risk assessments
Review of internal compliance audit workpapers for regulatory standards
Review of compliance training schedules
Review of compliance related internal controls
Review of complaint management process Review of audit findings mitigation and resolution tracking